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If you’re looking for an easy way to earn rewards while helping your friends get started with digital banking, Maya makes it simple. With its Refer & Earn feature, you can invite friends, and once they sign up and complete a quick transaction, both of you get rewarded.

Using Maya is one of the easiest ways to manage your money in the Philippines—from sending cash to saving with high interest, all in one app.

If you're new, you can get started with extra perks by signing up using my invite code @vandeweybalao. Once you upgrade your account and complete a ₱50 transaction, you unlock rewards right away.

What You Get When You Sign Up

After completing your first qualifying transaction, you’ll receive:

• FREE InstaPay cash-ins
• 5 FREE InstaPay transfers to other banks and e-wallets (valid for 2 months)

Promo details, rewards, and requirements may change at any time without prior notice. Always check the official Maya app or website for the latest updates.

Qualifying ₱50 Transactions (Simple Options)

To activate your reward, complete at least one of these:

• Buy mobile load or data
• Pay bills
• Deposit to Maya Savings
• Pay using Maya QR
• Send money
• Use your Maya Card (online or in-store)

Download the Maya App

The app is available for free on:

• Google Play Store
• Apple App Store
• Huawei AppGallery

How to Create a Maya Account

1. Enter your personal details (name, mobile number, birthday, and email).
2. Agree to the terms and conditions.
3. Wait for the verification SMS to be sent to your registered number.
4. Enter the OTP in the app.
5. Tap “Proceed.”
6. Enter the invite code @vandeweybalao to get additional rewards.

Your mobile number acts as your official Maya account number.

How to Upgrade Your Maya Account

Upgrading unlocks full features like higher limits and savings.

1. Log in to your Maya account. Once you're in the app, tap your Profile and select Upgrade Your Account.
2. Enter your full name and date of birth. Make sure these match the details on your National ID.
3. Record and submit a video selfie.
   • Follow the on-screen instructions and complete the required gestures.
   • Keep your face fully visible and position it properly within the frame.
4. If your verification is successful, you can proceed to the next steps.
   If verification fails, you can enter your National ID number or submit another valid primary ID. You may also be asked to record another video selfie and provide additional details to complete the process.

Accepted Valid IDs

For Filipino citizens aged 18 and above

Primary ID (any of the following)

• Philippine National ID
• ePhilID
• SSS ID (digitized with photo)
• PRC ID
• Postal ID (issued 2015 onwards)
• Passport
• Driver’s License
• UMID

Or two (2) secondary IDs

• PhilHealth ID (digitized/PVC or laminated cardboard with barcode)
• TIN ID (laminated)

For Filipino minors aged 7 to 17

1. Primary ID (any of the following)

• School ID (current school year, signed by the school principal or head)
• Passport
• Driver’s License
• Postal ID
• Philippine National ID

2. Parent or guardian’s valid ID (must be an accepted primary ID)

3. Signed parental consent form (Download here)

4. PSA/NSO birth certificate

5. Proof of legal guardianship (if applicable)

For foreign nationals

Primary ID

• Passport

How to Refer Friends to Maya (Step-by-Step)

Once your account is verified, you can start earning rewards by inviting others.

1. Open the Maya app and log in.
2. Tap your profile or @username.
3. Select Refer & Earn.
4. Copy your referral code or share your invite link.
5. Send it to your friends via chat or social media.
6. Your friend signs up using your code.
7. They upgrade their account and complete a ₱50 transaction.
8. Both of you receive rewards in your Maya wallet.

Important: Your friend must enter your invite code during signup. Otherwise, the referral won’t be tracked.

Tips to Get More Referrals

• Share your experience using Maya
• Post your code on social media
• Explain the benefits clearly
• Remind friends to complete all steps

Final Thoughts

Maya is more than just an e-wallet—it’s a complete digital banking solution. With easy signup, fast verification, and rewarding referral perks, it’s a practical choice for everyday financial needs in the Philippines.

Start now using invite code @vandeweybalao and unlock your rewards after your first ₱50 transaction.

Source(s):

1. Inc., P. P. (n.d.). Refer and earn | Maya [Blog post]. Retrieved from https://www.maya.ph/refer
2. Inc., P. P. (n.d.). Upgrade account [Blog post]. Retrieved from https://www.maya.ph/upgrade
3. Inc., P. P. (n.d.). Create an account [Blog post]. Retrieved from https://www.maya.ph/create-account

Posted by: Just Van

Life, work, and everything in between.

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